Database for arm’s lenght interest rates: Reliable reference values for loans and transfer pricing
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These companies are already one step ahead of you:
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Unreliable and nontransparent interest rates jeopardize your legal security and audit readiness
Finance professionals must regularly determine market-standard interest rates for internal or external loans. Many rely on public sources, industry reports, or general market data. However, these interest rates are often outdated, inconsistent, or based on blanket assumptions. Consequently, the selection and adjustment of comparable values often remain subjective and difficult to substantiate.
This poses significant risks: lacking transparency and a traceable documentation, interest rates quickly become a point of contention – for example, during audits, in transfer pricing documentation, or in court.
Without a valid and legally sound data basis, valuations become unstable, leading to time- and cost-intensive revisions and putting your work under scrutiny
smartZebra: Reliably and transparently determine market interest rates
With the smartZebra database for market interest rates, you access an independent transparent data source that provides you with reliable reference values at any time. You receive date-specific interest rates, credit spreads, and ratings – clearly documented and directly usable for your reports, transfer pricing documentation, and financing decisions
Secure your valuations and documentation reliably: The smartZebra database provides you not only with current and objective interest rates but also with all relevant background information and calculation details. This way, you meet the requirements of audits, tax authorities, and international standards – while saving valuable time
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3 tools for market-standard interest rates
We consulted auditors, fund managers, and financial authorities to develop the best possible tools for you. We identified three common methods that finance experts use to determine interest rates. For each method, we created a specific tool that saves you time by eliminating the need to build your own models and provides you with the data in your preferred format
Sector credit spreads
Peer group credit spreads
Rating and credit spreads
This is how you easily determine interest rates for loans and transfer pricing – quickly, transparently, and audit-proof:
Analysis options for optimal interest rate determination
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Duration
Calculate credit spreads individually for maturities between 1 and 30 years. This allows you to find the appropriate interest rate for any financing structure – from short-term working capital loans to long-term loans
Sector
Choose from 15 sectors and 8 sector categories. This ensures that your interest rates are precisely tailored to the respective industry and reliably reflect market peculiarities
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Credit ratios
Utilize credit indicators for five areas of credit assessment, which you can weight sector-specific or individually. This enables an objective, traceable assessment of creditworthiness – even without an external rating
Qualitative assessment
Incorporate qualitative factors into the analysis that cannot be directly derived from financial data. This takes into account the borrower's specifics and enhances the validity of your assessment
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Currency, seniority, collateral of bonds
Fine-tune your analysis: Filter by currency, rank, and collateral of the bonds used for calculation. This provides results that optimally match your valuation case
Rating
An external rating is not required. The analysis can provide a possible rating as a result upon request – saving time and enabling a well-founded interest rate determination even for unrated companies
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